Monday, November 09, 2009

MountainWings: No Charge Attorney's Advice

Hello All,
I know it has been quite awhile since I had posted anything to my blog. I
have been busy and pretty stressed. Things are improving at work some. I
am learning the new computer Application,"Opera". and each day its getting
easier. Just the other day, they had me run the office mostly by myself. I
can't say right now I am as quick and efficient as I was with the old
system but hopefully in time.
However,my health is not really any better. They have been only able to
treat the symptoms. I still have this chronic cough. Recently, I began
taken this cough suppressant which does work,but again,only treating the
symptoms.
Last week I went to an ENT (Ears,Nose and Throat Doctor) He was unable to
help me either. We did narrow it down though. We now know its lower
respiratory.
Also last week I made an appointment to go to the Mayo Clinic. They have an
excellent reputation and are close. I am sure they can diagnose me.
So, On Wednesday November 25 TH I will be spending the morning at the
clinic having tests done. This is the day before Thanksgiving.
I will keep you all updated. Yet, I wanted to drop a line and let you know
how things are. I know some of you check my blog regularly especially you
Tara. take care and hope you all are well. Look below at the
following Mountain Wings. I know you will find it very informative,I
did. Hope to compose more doses soon and give you a positive update and
how we all are.

MountainWings A MountainWings Moment
#9306 Wings Over The Mountains of Life
-------------------------------------------------

NO CHARGE ATTORNEY'S ADVICE
============================

A corporate attorney sent the following out to the employees in
his company.

1. The next time you order checks have only your initials
(instead of first name) and last name put on them. If someone
takes your checkbook, they will not know if you sign your checks
with just your initials or your first name, but your bank will
know how you sign your checks.

2. Do not sign the back of your credit cards. Instead, put
"PHOTO ID REQUIRED".

3. When you are writing checks to pay on your credit card
accounts, DO NOT put the complete account number on the "For"
line. Instead, just put the last four numbers. The credit card
company knows the rest of the number, and anyone who might be
handling your check as it passes through all the check
processing channels won't have access to it.

4. Put your work phone number on your checks instead of your
home phone. If you have a PO Box use that instead of your home
address. If you do not have a PO Box, use your work address.

Never have your SS# printed on your checks. You can add it if it
is necessary. But if you have it printed, anyone can get it.

5. Place the contents of your wallet on a photocopy machine.
Do both sides of each license, credit card, etc. You will know
what you had in your wallet and all of the account numbers and
phone numbers to call and cancel. Keep the photocopies safe.
I also carry a photocopy of my passport when I travel either
here or abroad. We've all heard horror stories about fraud
that's committed on us in stealing a name, address, Social
Security number, credit cards.

Unfortunately I, an attorney, have firsthand knowledge because
my wallet was stolen last month. Within a week, the thieve(s)
ordered an expensive monthly cell phone package, applied for
a VISA credit card, had a credit line approved to buy a computer,
received a PIN number from DMV to change my driving record
information Online, and more. But here's some critical
information to limit the damage in case this happens to you or
someone you know:

1. We have been told we should cancel our credit cards
immediately. But the key is having the toll free numbers and
your card numbers handy so you know whom to call. Keep those
where you can find them.

2. File a police report immediately in the jurisdiction where
your credit cards, etc., were stolen. This proves to credit
providers you were diligent, and this is a first step toward an
investigation (if there ever is one).

But here's what is perhaps most important of all: (I never even
thought to do this.)

3. Call the 3 national credit reporting organizations (Equifax,
Experian, TransUnion) immediately to place a fraud alert on your
name and Social Security number. I had never heard of doing that
until advised by a bank that called to tell, told me an
application for credit was made over the Internet in my name.

The alert means any company that checks your credit knows your
information was stolen, and they have to contact you by phone to
authorize new credit.

By the time I was advised to do this, almost two weeks after the
theft, all the damage had been done. There are records of all
the credit checks initiated by the thieves purchases, none of
which I knew about before placing the alert. Since then, no
additional damage has been done, and the thieves threw my wallet
away this weekend (someone turned it in). It seems to have
stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your
wallet, etc., has been stolen:

1.) Social Security Administration (fraud line): 1-800-269-0271

2.) Equifax: P.O. Box 740241, Atlanta, GA 30374 1-800-685-1111

3.) Experian (formerly TRW): P.O. Box 2002, Allen, TX 75013
1-888-397-3742

4.) Trans Union: P.O. Box 1000, Chester, PA 19022 1-800-888-4213


from The Mountain: Whether an attorney actually sent this is
unknown. It's excellent advice in a world full of thievery from
the streets to the suites. You are far more likely to lose your
life savings through suite crime than street crime.

"Thou shalt not steal" is broken as much the other nine.

Be careful, be astute, be proactive.

BBlessed


Forward this issue to a friend or send them the link below:
http://www.mountainwings.com/past/9306.htm

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